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  • Treasury 3-Year

    4.410%+0.110%
    up 0.110 percentage points versus the prior published observation
  • Treasury 5-Year

    4.480%+0.100%
    up 0.100 percentage points versus the prior published observation
  • Treasury 7-Year

    4.590%+0.070%
    up 0.070 percentage points versus the prior published observation
  • Treasury 10-Year

    4.730%+0.060%
    up 0.060 percentage points versus the prior published observation
  • SOFR

    3.640%0.000%
    unchanged 0.000 percentage points versus the prior published observation
  • SOFR - 30-Day Avg

    3.646%0.000%
    unchanged 0.000 percentage points versus the prior published observation
  • SOFR - 90-Day Avg

    3.643%0.000%
    unchanged 0.000 percentage points versus the prior published observation
  • SOFR - 180-Day Avg

    3.659%0.000%
    unchanged 0.000 percentage points versus the prior published observation

Rates last updated Aug 28, 2026 ET

Welcome to Rair Capital

A Lending Platform for Commercial Borrowers

Our commercial lending platform gives owners of Commercial Real Estate and Businesses immediate access to 10,000+ lenders that are actively looking to fund new deals.

Commercial Real Estate Lending

Access banks, credit unions, agency lenders, CMBS desks, debt funds and life companies competing for your construction, acquisition, redevelopment and refinance loans.

Cannabis Real Estate Lending & Business Working Capital

Purpose-built capital for licensed cannabis operators — real estate acquisition, construction and sale-leaseback financing alongside fast-moving business working capital.

Corporate and Business Working Capital

Lines of credit, term loans, equipment financing and receivable facilities that give operating businesses immediate liquidity without diluting ownership.

Create an Account and Apply Now

Access Our Network of 10,000+ Lending Relationships

Rair Capital has access to thousands of active lending relationships with reputable institutions. This allows us to offer competitive rates and quickly and effectively connect our clients with lenders that match their needs, wants, and expectations.

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Today's Rates

  • Treasury 3-Year

    4.410%

  • Treasury 5-Year

    4.480%

  • Treasury 7-Year

    4.590%

  • Treasury 10-Year

    4.730%

  • SOFR

    3.640%

  • SOFR - 30-Day Avg

    3.646%

  • SOFR - 90-Day Avg

    3.643%

  • SOFR - 180-Day Avg

    3.659%

Rates last updated Aug 28, 2026 ET

Source: U.S. Department of the Treasury and the Federal Reserve Bank of New York. Indicative benchmark data for reference only. Not a quote or an offer of credit.

The network

One application. Every credible source of capital.

Rair Capital replaces weeks of lender outreach with a single, structured process.

Lending relationships
0+Lending relationshipsBanks, credit unions, agency lenders, debt funds and life companies in one platform.
Loan size range
$0M+Loan size rangeFrom small balance working capital to institutional commercial mortgages.
Working capital funding
0 hrsWorking capital fundingApproved business working capital can be in your account in one to two business days.
Cannabis RE closings
0 daysCannabis RE closingsLicensed cannabis real estate transactions closing in as few as 14 business days.

How it works

From first look to closing table in four steps

A structured process built for borrowers who value their time.

  1. 01

    Create an account

    Tell us who you are and what you own. Setting up your borrower profile takes a few minutes.

  2. 02

    Submit your deal

    Upload the property or business details once. No re-keying the same package for every lender.

  3. 03

    We match you to lenders

    Your request is routed to the lenders in our network whose current appetite fits your deal.

  4. 04

    Compare offers and close

    Review terms side by side, choose the best execution, and close with our team coordinating.

Create an Account and Apply Now

Start a single application and let 10,000+ lending relationships compete for your business. There is no cost to see what the market will offer you.