Loan Amount
$150,000 to $100,000,000+
Loan Term
1 to 30 years
Interest Rates
6% to 16%
Time to Fund
As soon as 14 business days
$150,000 to $100,000,000+
1 to 30 years
6% to 16%
As soon as 14 business days
A Cannabis Real Estate Loan can be utilized to acquire a new location or to free up capital by leveraging your current facility. Utilize Rair Capital’s relationships with Banks, Credit Unions, and Debt Funds to achieve the best funding for your deal. We can assist you with raising funds of up to $100,000,000 or greater (based on the value of your facility) with loan terms most commonly between 2 and 5 years, but up to 25 years. Interest rates can range from 6% to 16% and Loan to Value ratios are typically 65% to 70%.
A Cannabis Construction Loan is collateralized by assets and is generally used to build or improve your cannabis facility. This can include ground-up construction, tenant improvements, FF&E, rehabs, and full build-outs. Loan amounts can go up to $100,000,000 or greater with term lengths of 18 months to 3 years. Interest rates typically range from 6% to 14% for a stabilized asset, and up to 16% for value-add projects.
Rair Capital has a network of Real Estate Investment Trusts (REITs), Private Equity Firms, Hedge Funds, and Private Investors who actively seek Cannabis Sale-Leaseback opportunities with licensed operators. Your property and equipment can be sold and leased back to free up capital for operational costs and expansion opportunities for your business. Lease terms range from 10 to 20 years with annual base rent escalators of 2% to 4.5%.
$50k to $2MM
6 months to 24 months
24 – 48 hours
A Commercial Line of Credit (LOC) allows you to borrow up to a certain limit and pay interest on only the portion of the money that you borrow – similar to the way a credit card works. You then repay the funds and can continue to draw on the LOC. Our maximum available LOC goes up to $10 Million in credit with payback terms of up to 36 months.
A Term Loan is a short to long-term loan given by banks to a business with intentions of utilizing the funds to meet working capital requirements, asset purchases, expansion, etc. The period and interest of a term loan depend on the type of loan product selected by the business.
With a commercial business acquisition loan, you can begin your small business journey by having access to the funding you need to expand an existing business by buying another one. Additionally, a business acquisition loan can also be used to buy out one or multiple partners in a business you currently own.
Unsecured and Non-Dilutive Capital are alternative working capital solutions for business owners in need of short-term financing who are not able to provide collateral or do not want to give up equity in their business in exchange for funding. The most common version of Unsecured Capital are Merchant Cash Advances (MCAs).
A company can potentially finance up to 100% of new or used equipment needed for a business to operate with equipment financing. Equipment financing usually covers all types of equipment, including computers, printers, and machinery.
Factoring, otherwise known as invoice financing, is an asset-based financing solution that allows companies to free up unpaid invoices. It helps companies put money back by advancing cash collateralized by accounts receivable. Although similar, purchase order financing differs from factoring. With purchase order financing, businesses are given the funds they need to buy various materials to complete a job. This loan type is ideal for companies that need to seize opportunities that their cash flow cannot cover yet.