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  • Treasury 3-Year

    4.730%+0.040%
    up 0.040 percentage points versus the prior published observation
  • Treasury 5-Year

    4.800%+0.020%
    up 0.020 percentage points versus the prior published observation
  • Treasury 7-Year

    4.880%+0.010%
    up 0.010 percentage points versus the prior published observation
  • Treasury 10-Year

    4.970%+0.010%
    up 0.010 percentage points versus the prior published observation
  • SOFR

    3.620%0.000%
    unchanged 0.000 percentage points versus the prior published observation
  • SOFR - 30-Day Avg

    3.648%0.000%
    unchanged 0.000 percentage points versus the prior published observation
  • SOFR - 90-Day Avg

    3.646%-0.002%
    down 0.002 percentage points versus the prior published observation
  • SOFR - 180-Day Avg

    3.658%-0.001%
    down 0.001 percentage points versus the prior published observation

Rates as of the last published business day — Treasury Sep 14, 2026, SOFR Sep 14, 2026

Lending Services

Commercial Real Estate Lending

Whether you are breaking ground, repositioning an asset, closing an acquisition or refinancing existing debt, Rair Capital puts your deal in front of the lenders competing to fund it.

Use cases

Financing for every stage of ownership

New Development

Discover banks and lenders that offer the most competitive terms for your construction loan

Redevelopment

Source capital for your commercial assets to facilitate rehabs and full repositionings

Acquisition

Utilize multiple lenders to provide flexible offers to accommodate your closing needs

Refinance

Access the best rate by comparing offers from multiple lenders

Property types

Asset classes we finance

Our lender network covers the full range of income-producing and owner-occupied commercial property.

  • Office
  • Industrial
  • Retail
  • Hospitality
  • Multifamily
  • More

Loan programs

Compare ten commercial loan programs

Select a program to see how it is typically structured. Ranges are illustrative and vary with the asset, sponsor and market.

Bank Loans

Bank loans are the most common loans in the commercial mortgage market. They provide highly competitive terms for income-producing properties and for credit-worthy borrowers with strong financials who have construction needs.

Loan Amount
$500,000 to $100,000,000+
Typical Term
5, 7, or 10 years
Interest Rates
4% to 7%
Non-Recourse
Available